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Module 3 — AML & Ethics assessment
Knowledge check based on Module 3 of the Okimia training program — Anti-Money Laundering & Ethics. Required for all employees and contractors. 15 questions, ~8 minutes.
1. Who is the Responsable AML at Okimia?
*
A
Geoffrey LAIRD
B
Thomas DUBOIS
C
François MENJAUD
D
An external firm
2. Under which regulatory statuses does Okimia have AML obligations?
*
A
Only MOBSP
B
Only CIF
C
Both MOBSP and CIF
D
Neither
3. Which of these is NOT one of the three stages of money laundering?
*
A
Placement
B
Layering
C
Capitalization
D
Integration
4. Okimia's primary AML exposure sits in:
*
A
The placement stage (cash deposits)
B
The layering and integration stages (transfers, MMF subscriptions)
C
Public-sector procurement
D
None of the above
5. The French Financial Intelligence Unit is:
*
A
ACPR
B
AMF
C
Tracfin
D
CNIL
6. What does KYB stand for?
*
A
Know Your Budget
B
Know Your Business — verification of the client company
C
Keep Your Books
D
Know Your Brand
7. A PEP (Politically Exposed Person) requires:
*
A
Simplified due diligence
B
Standard due diligence
C
Enhanced due diligence (EDD)
D
No special treatment
8. Which of the following are red flags in payments and investments at Okimia? (Select all that apply)
*
Customer reluctant to provide standard KYC documentation
Frequent transactions just below KYC thresholds (structuring)
Rapid MMF subscribe/redeem cycles with funds routed elsewhere
Customer prompt with documentation requests
9. You spot something suspicious. What is the WRONG action?
*
A
Document the facts
B
Escalate to François on the same day
C
Mention it to the customer to ask for clarification
D
Stay silent with third parties
10. Tipping off a customer about a suspicion or investigation is:
*
A
A best practice for transparency
B
A discretionary judgment call
C
A criminal offence under Article L.574-1 CMF
D
Permitted with manager approval
11. The penalty for the tipping-off offence in France is:
*
A
A warning letter
B
5 years imprisonment and €375,000 fine
C
Loss of bonus
D
No legal penalty
12. When you escalate a suspicion, what do you do? (Select all that apply)
*
Document the facts in writing
Send the documented case to François the same day
Stay silent with the customer and any third party
Discuss with several colleagues to gather opinions
13. Which sanctions lists do we screen against?
*
A
Only EU
B
Only UN
C
EU, UN, OFAC, HMT, DGT
D
None — Equals Money handles it for us
14. Sapin II is the French law on:
*
A
Data protection
B
Anti-bribery and corruption
C
Money laundering specifically
D
Insurance distribution
15. You receive a high-value gift from a prospective MMF provider. What do you do?
*
A
Accept it gratefully
B
Politely decline and inform François the same day
C
Accept and reciprocate
D
Decline silently and don't tell anyone
E
16. What is your email address?
*
Submit